VA Loan Options - Legacy Mortgage Group (The Mortgage Cop)

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Veteran Loan Options

Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you.

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Overview

VA Loan Overview

The VA loan program began in 1944 to assist Veterans in becoming homeowners.

VA Loan Process

Learn what happens as you progress through your VA loan process.

Why a VA Mortgage

VA loan benefit is a great way to purchase a home with no money down.

VA Loan Eligibility

To use the VA loan, you must meet ONE of the following requirements.

VA Loan Rates

Rates are generally lower with a VA loan than a conventional mortgage.

Purchase

VA Loan Purchase Options

Veterans are given many financing options when it comes to purchasing a home.

VA Loan First Time Home Buyer

Purchasing your first home is a big accomplishment.

Refinance

VA Loan Refinance Options

You already own the home but are just seeking better financing.

Cash-Out Refinancing

Refinance your home loan and tap into the equity.

Streamline (IRRRL) Refinancing

take advantage of a low interest rate while still keeping a VA loan.

Get started today!

Fill out the questionnaire on this page to start a discussion about your mortgage needs today!

Step 1 of 26

3%

Are you looking to purchase or refinance a home?
Purchase or Refinance
- I want to purchase
- I want to refinance

Why do you want to refinance?
- Lower my rate
- Take cash out
- Pay off debts
- Change loan term
- other

What is your (or your spouse's) branch of military service?
- Army
- Marine Corps
- Navy
- Air Force
- Coast Guard
- National Guard
- Military Spouse
- Other VA Eligibility
- No Military Experience

Regular Military, Reserves, or National Guard?
- Regular Military
- Reserves
- National Guard
If multiple, select the option that best describes the majority of your military service.

Are you currently serving?
- Currently Serving
- Separated

Where are you currently stationed?
- Inside the U.S.
- Outside the U.S.

What is the estimated value of your property?
Use the slider to select the price range of homes you're interested in (it's OK to estimate)

What is the approximate purchase price of the new property?
(it's OK to estimate)

Have you received orders to PCS?
- No, this is not a PCS move
- Yes, this is a PCS move

What type of property is the home?
- Single-Family Home
- Condominium
- Town Home
- Multi-Family
- Mobile
- New Construction

What is the use of the home?
- Primary Residence
- Vacation Property
- Investment Property
- Other

Where are you in the home buying process?
- Signed a purchase contract
- Found a home
- Looking to buy within one month
- Looking to buy in 1 to 3 months
- Looking to buy in more than 3 months

Do you currently own a home?
- Yes, I own
- No, I am renting
- No, other arrangements

Is this your first time purchasing a home?
- Yes
- No

What is the balance of your first mortgage?
(It's OK to estimate)

What is the interest rate of your first mortgage?
(It's OK to estimate)

What is your household gross (before taxes) annual income?
- Less than $30,000
- $30,000 - $50,000
- $50,000 - $75,000
- $75,000 - $100,000
- Greater than $100,000

What type of loan is your current mortgage?
- Conventional
- VA
- FHA
- USDA
- I don't know

Have you ever used a VA Loan before?
- Yes
- No

Are you currently receiving VA Disability Income?
- Yes
- No
- I'd rather not say

Do you have a disability rating of 10% or higher from the VA?
- Yes
- No
- I'd rather not say
Your disability rating may exempt you from the VA Funding Fee, a governmental fee applied to every VA purchase and refinance loan. This fee goes directly to the Department of Veterans Affairs.

Have you had a bankruptcy or foreclosure in the past 3 years?
- Yes
- No

Where is the home located? City or Zip Code
City or Zip Code*

What is your credit score?
- Excellent 740+
- Good 700-739
- Average 660-699
- Fair 600-659
- Poor < 600
- I don't know

What is your first name?*
What is your last name?*

What is your email address?*
What is your phone number?*
Email
This field is for validation purposes and should be left unchanged.

About Us

Stephen Domenick is a licensed Mortgage Loan Originator with Legacy Mortgage Group. He is a Certified Veteran Mortgage Advisor specializing in the VA home loan benefit. Stephen has a passion for education and has traveled throughout New Jersey educating soldiers and realtors about the VA home loan benefit.

Company NMLS: 2134885

Equal Housing Opportunity

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1037 US-46
Suite 101
Clifton, NJ 07013
(201) 726-0390
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The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.

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